Home sweet home
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A Place to Love
A Place to Love
Dog on the bed
A Place to Chill
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A Place to Dance
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A Place to Gather
Couple standing in front of their new home.
A Place to Call Home
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Laguna Beach Mortgage Loans & Refinancing: Sierra Pacific Mortgage

~ Responsibly Financing the American Dream ~

Sierra Pacific Mortgage, a mortgage loans and refinancing specialists, is one of the nation’s largest direct private lenders; we are solely focused on residential mortgage lending. That means we have a wide array of options to choose from for your home financing needs. We have been helping homeowners with their home financing needs for over three decades.

Your story is unique to you…your financing should be as well. We specialize in tailoring a mortgage plan that fits your needs now and into the future. As your life changes and evolves we are there to make sure your financing evolves as well. With mortgage checkups and planning we make sure your financing matches your goals. Your goals are our goals, whether it’s buying your first home, remolding your current home or harvesting equity for retirement; we are there for you. Getting a home loan with Sierra Pacific Mortgage isn’t just a transaction; it means you are family. That is why our company motto is…

Promises Made…Promises Kept!



Direct Lender Specializing in Loans

With over 17 years of loan experience, advising and assisting clients to create wealth, as well as increase household cash flow, Ken and his team of direct lenders, are considered experts in all aspects of residential mortgage lending and assistance. Through the use of mortgage assistance, planning and equity management tools, Ken has closed over $385 million dollars in residential mortgages.

Mortgage Planning Assistance

Mortgage loan products come in all shapes and sizes. They can vary from fixed to adjustable rates or even forward mortgages to reverse mortgages for seniors. They come with different terms, timeframes and rate structures. So contact us today for your no cost, custom tailored mortgage plan.

Call Today for Your Free Consultation

Contact Ken Watson at Sierra Pacific Mortgage today and let’s have a free conversation.

31601 S. Coast Highway,  Suite #200B

Laguna Beach, CA 92651

Office 877-536-9287

Fax 866-936-7329

ken.watson@spmc.com



“Ken did a great job helping me finance my home and was very professional and very knowledgeable about the field of financing and mortgaging.” – Diane S. (client)





5 months ago

SPM Laguna Beach
Happy Monday, friends and clients! Change can be scary, but it's how we grow. I hope today sets you on a path you want to be on, and I wish you a very productive week! #happymonday #motivationmonday #SPMC #sierrapacificmortgage #pillarsofsuccess #growth #goals ... See MoreSee Less
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6 months ago

SPM Laguna Beach
Happy President's Day to all my customers, business partners and family! I hope you all have an enjoyable and relaxing day with your loved ones. #happypresidentsday2021 #PresidentsDay #SPMC #sierrapacificmortgage ... See MoreSee Less
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6 months ago

SPM Laguna Beach
Wishing all my clients near and far, a Happy Valentine's Day! Have a wonderful day, friends. 🙂 #happyvalentinesday #valentinesday2021 #SPMC #sierrapacificmortgage ... See MoreSee Less
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