Our Services

Laguna Beach Loans: Conventional, FHA, VA & USDA

Couple stands on porch of their newly purchased home with a Sierra Pacific Mortgage Home Loan

When working with loans, remember that loan products come in all shapes and sizes. That’s why we offer Conventional, FHA, VA, and USDA Loans. In addition, they can vary from fixed to adjustable rates or even forward mortgages to reverse mortgages for seniors. They come with different terms, timeframes, and rate structures.

Therefore, it is vitally important that you receive the proper mortgage that fits YOUR needs. You are unique and so is your life. You live in a manner that is different from everyone else, as no two people live the exact same life.

So why assume that you should have the exact same mortgage as your family, friends, co-workers or even a stranger that you have spoken with?

You shouldn’t.

With only a short conversation, we can structure a custom-tailored mortgage plan that is unique to You and Your situation. We can assure that you are positioned within the proper mortgage product. Thus, allowing You to create wealth, reduce debt and increase Your monthly cash flow.

So I invite you to take a few minutes to invest in yourself and your home, by contacting us today for your no cost, custom tailored mortgage plan.



Woman jumps on the back of male in excitement over receiving a loan

Direct Lender Specializing in Loans

With over 17 years of loan experience, advising and assisting clients to create wealth, as well as increase household cash flow, Ken and his team of direct lenders, are considered experts in all aspects of residential mortgage lending and assistance. Through the use of mortgage assistance, planning and equity management tools, Ken has closed over $385 million dollars in residential mortgages.





Mortgage Planning Assistance

Mortgage loan products come in all shapes and sizes. They can vary from fixed to adjustable rates or even forward mortgages to reverse mortgages for seniors. They come with different terms, timeframes and rate structures. So contact us today for your no cost, custom tailored mortgage plan.

Military mom lays on the floor in their new home with her daughters